Retirees and other investors looking for predictable passive income streams often invest in fixed-income securities -- things like certificates of deposit, treasury bills and corporate bonds.

And there's perhaps no safer long-term strategy than to seek out the best dividend stocks. The stock market always trends up in the long run, so in a sense there's no need to sweat any short-term struggles.

Many billionaires who definitely don't need income still have dividend stocks in their portfolios. Which dividend stocks

As the United States market experiences a downturn with major indices like the Dow Jones, S&P 500, and Nasdaq on track for weekly losses amidst fluctuating interest rate expectations and tech sector volatility,

Investors usually buy stocks with the expectation that their value will increase as the company grows more profitable. However, stocks can offer additional advantages.

Navigating today's market as a dividend investor is challenging. Check out my strategy of picking the right income stocks at the proper time.

No income investor buys shares of a dividend-paying company expecting that it will suspend its distributions at some point. Quite the contrary, dividend investors want those payouts to keep going and growing for as long as possible -- preferably forever.