Most no-penalty CDs don't let you deposit money into the account after opening at all. You're limited to two penalty-free withdrawals with this liquid certificate, though. If you need to withdraw ...

This account is free to open and interest compounds daily. America First Credit Union’s 1-year CD offers a competitive rate of 4.35% APY with a minimum deposit requirement of $500. Interest ...

In exchange, you’ll earn the stated interest rate on the account. When the CD matures, you usually have two options: withdraw the funds penalty-free or let the CD renew. You can also withdraw the ...

While Chase offers a wide variety of terms on its CDs, its rates, which are as high as 4% for a two-month CD, are competitive if you are a customer, but otherwise very low. Here’s an overview ...

At the last Fed meeting, the Federal Reserve kept interest rates steady. Fed rates tend to impact CD rates, so it's expected that CD rates will stay relatively stable until the next Fed meeting.

With three back-to-back Fed rate cuts behind us last year and two more expected in 2025, CD rates have been gradually declining. But you haven't missed your chance to lock in solid returns.

CNBC Select will update as changes are made public. A no-penalty CD, also known as a penalty-free CD or a liquid CD, is a type of certificate of deposit that allows you to lock in a good savings ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

CNBC Select will update as changes are made public. If you're looking for a safe place to park significant savings, a jumbo CD can be a good choice. Most jumbo CDs require a minimum deposit of at ...

She has an M.A. from New York University and is an LA native based in Brooklyn, NY. While CDs have fixed terms, and you can’t access your savings before the term is up without getting hit with ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

Mandy is a personal finance contributor to Newsweek’s personal finance team. She started out as a licensed insurance agent in 2005 and began her freelance writing career in 2018. Mandy uses her ...