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规模对银行业绩支撑力度减弱 拨备成第二大支撑点
前三季度,上市银行业绩保持稳定,延续分化,营收和归母净利润增速均边际小幅改善。从业绩贡献度来看,规模扩张仍是主支撑,但力度已经有所减弱,净息差对业绩的拖累已经呈现好转迹象,而投资净收入的业绩贡献度有所提高,此外,较为充足的拨备持续释放了一定的利润空间,成为继规模之后的第二大业绩支撑点。 三季报显示, 2024年前三季度,上市银行营收同比增速为-1.05%(上半年为-1.95%),归母净利润同比增速 ...
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