Typically, leaving your credit card accounts open is the best option, even if you’re not using them. However, there are a few valid reasons for deciding to close an account. For example ...

That way you’ll owe money to the bank instead of the government. When you pay the IRS using a credit card, there’s a good chance your credit utilization ratio will increase. Credit utilization ...

To learn more about credit card timelines, check out how long it takes to get a credit card. Some new Capital One cardholders may be able to start using their card before the physical card arrives in ...

The best credit card can help fund your dream trip using points and miles, minimize credit card debt through a no-interest balance transfer, or earn cash back on every dollar you spend.

While having a credit card can help you improve your credit score, it can also hurt it. It's essential to know how to use a credit card responsibly, spending within your means and paying off your ...

Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards ...

We rate credit cards using our balance transfer / Intro APR methodology for cards whose primary feature is a promotional period where new purchases or a transferred balance will accrue no or low ...

But are convenience fees legal? Can businesses charge you for using a credit card? Let’s take a closer look: In short, merchant fees are legal in most states as long as the business follows the ...

Understanding how the general process works can help you gauge how quickly you'll be able to start using your new card once you're approved. Credit card approvals can be near-instant but it can ...

Raina He is a contributor to CNET Money. She previously worked as an editor at CNET, focusing on credit cards, banking and loans. She graduated from the University of North Carolina at Chapel Hill ...

Looking for a new credit card? You'll want to start by shopping around for the best credit card deals — but it's also important to know if the company behind the offer is going to provide an ...

But if you open one of several best Chase cards after boosting your credit score, you can combine your points and use Ultimate Rewards to book business- and first-class flights worth thousands of ...