A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards usually don't have lucrative rewards or a variety of card perks, but their ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

On the other hand, if the account had negative marks including high balances or missed payments, removing that account from your report "could improve your credit standing," says Griffin ...

"When a consumer is not able to pay in full, they should pay whatever they can and avoid any late payment as that may not only hurt their credit standing but further increase the interest rate ...

Opening and closing cards can significantly impact your credit standing for this reason. Here’s an example of how credit utilization works: Suppose you only have one credit card, with a maximum ...

Identity theft and credit reporting mistakes tied to auto loans are leaving consumers with financial headaches. Petroff Amshen LLP is stepping in to offer legal solutions that help people regain ...