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0:27
Avail a wide range of credit card services through Citytouch
Continue banking from the safety of your home. You can avail a wide range of credit card services through our Digital Banking platform - Citytouch. To...
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Wondering about credit card approvals? here’s the inside scoop! 💡✅ Most credit card companies keep a close eye on your payment history for the last 24 months. 📆👀 …But here’s the good news: late payments older than 24 months have way less impact on your score and approval chances. 📉 Share your thoughts on this credit journey tidbit below! ⬇️ #creditwisdom #financialfacts #creditcards #paymenthistory #approvalprocess #financetips #creditscore | Road To 750, LLC
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The 4 biggest mistakes people make when using credit cards. Having a credit card can be your salvation in unexpected situations, but it can also drown you in debt. You can gain some benefits from it, but if you don't know how to use it properly, it can be detrimental to your finances. Learn these four mistakes of using your TDC so you can identify them. If you have a credit card, you may be doing some of these things that are hurting you. 1.- Paying the minimum: One of the most common mistakes,
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Most people pay their credit card all wrong, here’s the right way ✅ The right way to handle your credit card payment is to pay it a few days before the due date, and then hold off on using it again until after the closing date. This approach helps protect your credit score by preventing any purchases made between the due date and closing date from impacting your credit utilization negatively. Any purchases made between then WILL report as utilization to the bureaus. By following this credit mana
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Here’s how to do It! 🔍 Check your credit reports! Get copies from all 3 major credit bureaus. Review for errors & discrepancies. 📝 💼 🚫 Dispute & rectify any errors you find. 💪 💰 ⏰ Pay ALL bills on time! Includes credit cards, loans, & utilities. Set up reminders or automatic payments to avoid late payments. ⏳ 💳 💡 💳 Reduce credit card balances! High credit card balance relative to your limit can HURT your score. Aim to keep the balance below 30% your credit limit. 💰 🔥 Pay down HIGH-int
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